Our Services
Take Control of Your Credit Today
We offer personalized credit repair, financial guidance, and support plans to help you build the score and future you deserve.
Check your credit score today — we’ll guide you for peace of mind
Start Here
Debt Collections
Dealing with constant calls and letters from debt collectors can be overwhelming. We help stop harassment, review your credit reports, and take action to clean your record and restore your financial calm.
Repair my Credit
Court Judgment
Legal judgments can significantly damage your credit score and limit your financial options. Our team guides you in reviewing, disputing, or resolving these cases to help you regain control of your credit profile.
Repair my Credit
Credit Inquiries
Too many inquiries can lower your score. We review who’s checking your credit, help you understand the impact, and work to remove unauthorized or unnecessary inquiries from your report.
Repair my Credit
Medical Debts
Unexpected medical bills shouldn’t ruin your credit. We assist in negotiating medical debts, correcting reporting errors, and removing negative entries related to unpaid healthcare balances.
Repair my Credit
Evictions
Past evictions can block rental opportunities. We help review your reports, dispute incorrect records, and guide you through rebuilding your creditworthiness for future housing.
Repair my Credit
Late Payments
A single missed payment can stay on your report for years. We work to identify late payments, verify reporting accuracy, and request corrections or removals where possible.
Repair my Credit
Debt Settlements
If you’re struggling to pay back what you owe, we help negotiate with creditors to settle your debts for less than the full amount—without harming your credit long-term.
Repair my Credit
Repossession & More
From vehicle repossessions to other major credit events, we assist in challenging errors and removing or minimizing their impact so you can move forward with confidence.
Repair my CreditReal Stories, Real Results
What Our Clients Are Saying
We’ve helped thousands take control of their credit—see how real people have changed their lives with our support.
I was very skeptical at first but they definitely do deliver results! We sent a client over with a 560 fico score and in about 30 days the score was 720. Thank you ladies for your hard work and delivering on your promises!”
Javier Ortega
Small Business Owner, Florida
Small Business Owner, Florida
Smart Credit helped me boost my score fast and fix several reporting errors. Their team was supportive, clear, and made the process smooth from start to finish. I feel more confident now applying for credit and planning my financial future.
Emily Torres
TechBridge Solutions, Orlando, FL
TechBridge Solutions, Orlando, FL
I was very skeptical at first but they definitely do deliver results! We sent a client over with a 560 fico score and in about 30 days the score was 720. Thank you ladies for your hard work and delivering on your promises!”
Marcus Bennett
FreshStart Logistics, Tampa, FL
FreshStart Logistics, Tampa, FL
Get in Touch With a Credit Specialist
Have questions or ready to get started? Fill out the form and we’ll reach out to you within 24 hours to discuss how we can help improve your credit.
Start Your Credit Repair Journey Today
Get personalized support, proven results, and a clear plan to boost your credit score—starting now.
Repair my Credit